If you are injured in an on-the-job car accident, does that mean that you are eligible for workers’ compensation? You might be, but you may also be able to sue another driver for damages. Your employer might also try to claim that you were not on the job at the time of the crash. What we’re saying is that these kinds of situations can quickly get complex, and that is why you may want to talk to a Corpus Christi, Texas work injury lawyer.
Will I Recieve Workers’ Compensation After an On-The-Job Car Accident?
If you are injured while you are working, you should be eligible for workers’ compensation. There are many reasons why someone would be driving as a part of their job, even if they’re not a trucker or a traveling salesman. If you run errands for your employer and you end up getting into a crash, it should be considered an on-the-job car accident. That means that you should make a claim with your employer’s workers’ comp insurance.
What If My Employer Doesn’t Have Workers’ Comp Insurance?
Unfortunately, Texas does not require employers to carry workers’ compensation insurance. Many states require employers to have this kind of coverage. So what do you do? You may end up needing to sue your employer. Carrying insurance protects employers from this kind of lawsuit, but if your employer forgoes this protection they open themselves up to legal action.
Can I Sue Another Driver For an On-The-Job Car Accident?
You may have another option though. You could file a third-party claim after an on-the-job car accident. If you believe that another driver caused the accident, then you can sue them and try to collect from their insurance policy.
Just remember that the burden of proof in a personal injury suit is quite high. You need evidence that this other driver was negligent and that this negligence caused your accident and injuries. You should also know that you can pursue an injury case even after you are approved for workers’ compensation. A personal injury case can award you damages for pain and suffering. Workers’ compensation does not address that.
Does My Commute Count As Being On The Job?
One more thing that is important to remember is that your commute does not count as being on the job. If you get into an accident while you are going to or coming from work, your employer’s insurance coverage won’t come into play.
Do I Need a Personal Injury Lawyer?
A personal injury lawyer can help you navigate the workers’ compensation claims process, which can be confusing. They can also help you if you decide to sue your employer or another driver. An attorney from our firm can gather evidence and help you build the most compelling case possible.
Contact Our Law Firm Today
When you are ready to move forward with a workers’ comp claim, a personal injury lawsuit, or both, we are ready to lend you our assistance. Contact Sahadi Legal Group and ask to schedule a free consultation today. We would love to tell you more about how our experienced lawyers can help you.