Auto accidents can be an adverse experience for many different reasons. Those who have been injured in an auto accident are sometimes faced with expensive medical bills, which can be daunting especially if they didn’t cause the accident. If you’ve recently been involved in an unfortunate auto accident, you may wonder who will be responsible for paying your medical expenses. To find out the laws surrounding auto accidents in Texas, read on or reach out to a Corpus Christie, Texas Auto Accident Lawyer today.
WILL INSURANCE COVER MY MEDICAL BILLS AFTER AN AUTO ACCIDENT?
In most cases, your medical bills from auto accident injuries will be covered by auto insurance. But the question of whose insurance depends on who was at fault for the accident. Because Texas is an at-fault state, the driver who caused the accident will be responsible for any medical bills. All drivers are required to have the minimum amount of liability insurance. Responding officers at the scene will normally be able to determine who is at fault in the police report, which can be used to earn compensation from the negligent driver’s insurance.
If a negligent driver caused your accident, normally their personal injury protection (PIP) coverage under their insurance will cover your medical bills. In the event that the other driver’s insurance can’t cover all your expenses, you’ll need to either rely on your own PIP or file a personal injury claim to receive compensation. If you were the driver at fault for the accident or if both drivers were equally at fault, then you’ll likely need to rely on your own health insurance or auto insurance’s PIP coverage to cover the medical costs of your injuries.
SHOULD I FILE A PERSONAL INJURY CLAIM?
If you want to earn additional compensation from the negligent driver who caused your accident, you must file a personal injury claim to receive any restitution legally. You have a higher chance of winning your case if you can prove in court that the other driver was practicing negligence, such as driving while intoxicated or ignoring traffic laws. PIP coverage doesn’t qualify for pain and suffering or for lost wages if you have to miss work due to your injuries. This is another reason why some people decide to file a personal injury suit; they are seeking damages beyond just the medical bills. To find out if your case can be considered a personal injury case, you should speak with an experienced attorney to determine your options.
Are you interested in filing a personal injury claim after an auto accident caused by a negligent driver? Sahadi Legal Group is here to help! Contact us today for legal counseling with one of our talented and compassionate auto accident attorneys.