It can be a surprise when an insurance company denies your car accident claim. There are many reasons why an insurer might do this though, so it’s a good idea to be prepared for the possibility. If you got hurt in a crash and your claim gets denied, a Corpus Christi, Texas car accident lawyer from our firm can tell you what to do next.
Why Would an Insurance Company Deny a Claim?
An insurance company is ready to come up with all kinds of reasons for denying a car accident claim. They might argue that:
- You made the wrong kind of claim or have the wrong kind of coverage
- The damages exceed the policy limit
- Your medical expenses were inessential
- You were hurt due to a pre-existing condition, not the accident
- There is a debate about who is at fault
- You were injured elsewhere and the accident had nothing to do with it
Can I Appeal After an Insurance Company Denies My Claim?
Whether it’s your insurance company or the insurer of another driver, you should have the chance to appeal. You can use this appeal to show why you are deserving of compensation and how the insurer was incorrect in its original assessment. If this doesn’t work, a lawsuit is often the next step.
What Evidence Can Help With an Appeal?
A successful appeal requires evidence. It’s a good idea to gather as much as you can before you talk to the insurance company. Things that might be able to help include:
- The police report from the accident scene
- Copies of your medical records and bills
- Evidence of other losses, like lost wages
- Photos and videos relating to the accident
The more you have to show, the easier it can be to make your case.
Do I Need an Attorney?
When you do make your appeal, you can have a lawyer assist you with it. We do recommend this. Our lawyers have plenty of experience dealing with insurers. We may be able to help you make a stronger argument for compensation.
A lawyer can also help if a personal injury lawsuit becomes your only option. It can be tough to pursue damages on your own. A personal injury lawyer from our firm can help you build a stronger case and navigate the legal process. We are ready to fight for you.
Contact Our Law Firm
If you were hurt in an accident and you’re ready to seek out the damages that you deserve, contact Sahadi Legal Group. We can schedule a free case consultation and tell you more about your legal options. Don’t let a denial from the insurance company stop you from claiming compensation.
